Get Hygeia HMO, compare and pay less
Access affordable health insurance coverage and pay for premium from ₦ 29, 000 per year.
₦29, 000
Minimum Price
36 + FCT
States Coverage
1200 +
Hospitals/Partners
Hygeia HMO
(4.5 / 5)
- An affordable annual pricing model starting from ₦29, 000
- Services redeemable nationwide at any selected Hygeia HMO partner hospitals
- Over 1,200 hospitals and health partners across Nigeria
- Easy access to your ID for service redemption through its mobile app
Hygeia health insurance management company is one of the oldest HMO providers in Nigeria.
Existing since 1986 and with a very wide network of 1,200+ partners across cities nationwide, routing your HMO subscription through this provider is welcoming with good reviews from its users.
When you travel from a city to another, having access to quality health care is important to your well being.
Since you can’t predict your state of health the next hour, having an HMO that covers several cities brings a good relief knowing you can easily walk into one of its partnering hospitals when you are down.
When you talk about reach, Hygeia HMO has affiliate hospitals in almost every city in Nigeria which makes it an ideal choice for people that moves frequently across states nationwide.
Hygeia HMO Plans and Pricing
Hygeia health insurance has two primary plans with sub-plans suitable for you and your family:
HyBasic
The Hygeia HMO HyBasic is its smallest plan with normal and premium variations.
It comes with health insurance coverage up to ₦880, 000 per year being shared between inpatient visit, outpatient, pharmacy and other benefits.
Each of the sub-plans has packages for a family subscription which gives you a discount when you register up to four members of your family.
This plan covers common needs like accidents insurance, basic X-rays and ultrasound, accommodation and feeding for an illness that will require to stay in the hospital, telemedicine, specialist consultation and minor surgeries.
Other health insurance covered by this plan includes ear, nose, dental, eye, physiotherapy, and psychiatric treatments.
Pricing
This plan is worth a total of ₦600, 000 per year in health coverage. This is spread between:
- Inpatient Limit: ₦350, 000
- Outpatient Limit: ₦100, 000
- Pharmacy Benefit: ₦50, 000
- Others: ₦100, 000
You will be limited to category C and D Hygeia HMO hospitals buying this plan.
This is the Hygeia HMO HyBasic Normal plan for a group of four family members.
Coverage is the same as available in its normal version.
There is no much difference in pricing if you pay individually for your family members considering that going for the normal option will be a total of ₦166, 000. A little ₦230 higher.
This plan is worth a total of ₦880, 000 per year in health coverage. This is spread between:
- Inpatient Limit: ₦400, 000
- Outpatient Limit: ₦150, 000
- Pharmacy Benefit: ₦80, 000
- Others: ₦250, 000
With this plan, you will have the option to chose between hospitals in its category B to D.
Hygeia HMO’s HyBasic Premium plan for your family of up to four members.
Health insurance coverage is the same as available in its normal premium version.
The family subscription gives you a discount of over 1.7% compared to paying individually for four people.
HyPrime
Hygeia HMO’s HyPrime health insurance plan is a more grade-level package compared to the HyBasic.
This package gives you health insurance coverage up to ₦1.2 million per year, accessible from over 1,200 hospitals nationwide.
Its inpatient cover is up to ₦600, 000 per year, this is ₦200, 000 more than the maximum allowed for the HyBasic plan and its outpatient is also ₦100, 000 better.
This plan has everything in HyBasic with additional coverage for family planning services, neonatal care like circumcision and ear piercing.
You also will enjoy insurance for antenatal, delivery and postnatal up to six weeks worth a maximum of ₦150, 000 per year.
Pricing
This plan is worth a total of ₦880, 000 per year in health coverage. This is spread between:
- Inpatient Limit: ₦500, 000
- Outpatient Limit: ₦200, 000
- Pharmacy Benefit: ₦85, 000
- Others: ₦100, 000
This plan grants you access to any hospitals within the category C and D.
The higher upgrade of the HyPrime normal plan with an insurance coverage up to ₦1.2 million annually.
Its coverage is spread between:
- Inpatient Limit: ₦600, 000
- Outpatient Limit: ₦250, 000
- Pharmacy Benefit: ₦100, 000
- Others: ₦250, 000
You can get consultation and treatments from any of Hygeia HMO’s hospital categorised in B to D.
About Hygeia HMO
Hygeia HMO has been in the Nigerian health insurance market since the 80s providing different levels of medical coverages to individuals, small businesses and corporations.
Being a super-power in the sector, it is expected to deliver innovative experiences which the company has not disappointed in.
An improved continuous delivery brought into being the provision of electronic identity which you can present at the hospital and health centres for easy medical treatment and consultation redemption.
If you are looking for a provider that has hospitals in every state in Nigeria, going for Hygeia HMO is a good choice considering they have a wide network of hospitals nationwide.
For better accountability, you can track how you are spending the limit applicable to your chosen plan conveniently through its mobile app, a good way to ensure you are utilising the maximum benefits.
Hygeia HMO is a nationally approved health insurance provider, which means that a plan you get from them can be used at a selected hospital in every state in Nigeria.
Good day, I am transferred to Ahoada in River State, I need as urgent the list of hospital in Ahoada or port Harcourt that is recognize by hygeai, I am in group B
Hi Dokun,
Please, send an email to [email protected]
I need all the retail and corporate plans and benefits sent to me
Please Johnnie, click the link in the guide to the company’s page to request for more details.