Find Credit Card in Nigeria, compare and save


A credit card gives you access to a line of credit when you need it. Unlike your debit card, it is not connected to your bank account but a set fund with a limit made available to you based on some satisfactory credit score/requirements and you will need to repay at a later date with some interest.

So, a kind of friend during an emergency. The fund is there, use it anytime you want without the stress of submitting a new application like a loan.

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Top Credit Card Providers for You

Compare credit cards from your favourite banks and financial institutions in Nigeria. Choose your most preferred product, learn about the features and benefits then, save.

CredPal Credit Card

4.8 out of 5 stars (4.8 / 5)

  • Credit facility up to ₦5, 000, 000
  • Repayment tenure of 30 days for credit and up to 12 months for standard loan
  • 0.5% – 10% cashback on shopping
  • Freeze and Unfreeze card when necessary
  • For salary earners and businesses
  • Fees between 1.5% – 7% depending on plan

Swipe Credit Card

4.5 out of 5 stars (4.5 / 5)

  • Credit facility up to ₦100, 000
  • Repayment tenure of 30 days for credit
  • For salary earners and businesses
  • ₦120 per transaction capped at ₦2,000

Pledge Credit Card

4.5 out of 5 stars (4.5 / 5)

  • Credit facility up to ₦200, 000
  • Repayment tenure of 30 days for credit
  • For salary earners and businesses
  • 0.5% – 15% interest rate

O3 Credit Card

4.5 out of 5 stars (4.5 / 5)

  • Credit facility up to ₦1, 500, 000
  • Repayment tenure of 24 months for credit
  • For salary earners and businesses
  • 10% repayment interest rate

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