Get Up to
₦5,000,000
within minutes

No collateral required


Want better interest rate?
Apply using our mobile app

Introduction

CoolBucks is an online lending platform that provides unsecured loans (without collateral) within minutes of completing your application. Depending on your profile, we can disburse within 5minutes to 24 hours of completing our application. We can provide you up to N5,000,000 within minutes. We provide Smart Money Solutions.

Who we are

We are team of local and international professionals that have developed a smart Fintech platform that uses thousands of data points to profile customers and deliver financial services to everyone including the financially excluded. We hope to expand across Africa and Europe in three years.

What we do

We offer small ticket loans from N15,000 to our low income customers and up to N5,000,000 to our high income customers. The customers within our network can access our loans within 30 minutes.

How we work

We are integrated with a number of platforms and we use our advanced Fintech, combining both local and international experiences to deliver loans within 30 minutes. We adopt a risk based pricing approach and offer our customers one of the lowest risk adjusted rates in the industry. We are highly operationally efficient and we pass on the savings to our customers as lower interest rates.

Loan Application Requirements

  • 6 months bank statement in PDF format
  • Utility Bill
  • Valid means of Identification (Driver's license, International passport, National ID card, etc.)
  • Work ID (optional)
  • Employment letter (Except bankers who earn N140,000 and above)

Our Services

Pay day Loans

These are small ticket size loans usually N15,000-N30,000 with 1-3 months tenure. The 1 month loans can be rolled over for a small fee not exceeding 2% of the outstanding loan amount. This loan can only be accessed via our mobile app.

Instalment loans (for salary earners)

These are higher ticket size loans with minimum tenure of 3 months. The loans can be disbursed within minutes of approval for customers within our network.

Buy Back Loans (for salary earners)

We consolidate prospective customers loans with various institutions by offering them lower interest rates and longer tenure.

Coming soon
SME Loans (unsecured)

We offer loans to SMEs. Such loans are guaranteed by a banker whose salary is enough to access the facility.

SME Loans (secured)

On special arrangement, we offer secured loans to customers who wish to access more than N5,000,000. This arrangement is facilitated through a sale and lease back arrangement.

Leadership Team

Csaba Szentpetery

Director

An Experienced Banking Executive with 23+ years in the banking industry. He currently consults for Kreditech, a multi-national online lender, to drive their business and explore expansion/growth opportunities in Europe and Africa.

  • Global consultant (3 years)
  • MD/CEO, RenMoney (1 year)
  • Managing Director, EMEA Cards, GE Capital (2 years)
  • Deputy CEO, Budapest Bank, GE Money Bank (6 years)
  • Retail Banking experience at Citigroup, (20+ years)

    • Ikenna Ajator

    Founder/Director

    A Chartered accountant and an experienced banking executive with 14+ years in the financial services industry.

  • Chief Financial Officer & Director, RenMoney MFB Limited (4 years)
  • Asst. Financial Controller, AFC (1 year)
  • Head, Financial Analysis & Technical Matters, UBA (4 years)
  • Senior Associate, KPMG (5 years)
  • Access Bank (1 year)

    • Mike Nwanolue

    Director

    An experienced executive with 13+ years in financial advisory, investor relations & corporate strategy.

  • Investor relations executive, Afrexim Bank, Cairo, Egypt (1 year).
  • Acting Managing Director, Cedar Express Limited
  • Group Executive Strategy and Structured Finance, Greenwich Trust Limited (4 years)
  • Investment Analyst, United Capital PLC (1 year)
  • Investor Relations Manager, UBA group (4 years)

    • Contact Us

    Get in touch

    Call us, send us a message or reach out on our social media platforms.
    We are only a click away.

    11A/B Oko-Awo Street
    Victoria Island Lagos.

    support@coolbucksng.com

    +234 903 034 9308

    Send us a message