Get Avon HMO, compare and pay less

Access affordable health insurance coverage and pay as low as 19, 999 per year.

Avon

19, 999

Minimum Price

36 + FCT

States Coverage

₦500k +

Min. Premium Worth

Avon HMO

4.2 out of 5 stars (4.2 / 5)

  • Its Individual Life Starter plan starts from ₦19, 999 per year
  • Over 400 hospitals and partner medical centres where you can receive treatments and consultations
  • Easily access your profile from its manager dashboard portal
  • It has plan that covers international medical insurance

Health is wealth, a prominent line but moving from the saying to action is how to ensure being in a good state always.

And there is a cheaper way to get yourself premium health, simply buying a plan from one of the National Health Insurance Scheme licensed providers like Avon HMO.

Existence since 2013 with different plans suitable for you and your family, working with this health management organisation means being a relationship with a company that knows much about the industry.

 Avon HMO has a good network of hospitals and health providers in Nigeria and with their national operation status, a plan from them can be used at any selected partnering hospital nationwide.

 

Avon HMO Plans and Prices

Avon HMO has three categories of health insurance plans you can get:

Individual

If you want to buy a subscription for yourself, you will have to choose from one of the plans under this category.

It has premiums starting from its lowest of ₦19, 999 to the highest ₦140, 999 per annum.

All the plans under this category will give you access to outpatient services like consultations, lab investigations, drug prescriptions, physiotherapy and immunizations for travel based medical checks that include yellow fever vaccine and hepatitis B.

 Below are the different Avon HMO individual plans with their pricing and redeemable services:

Life Starter: ₦ 19,999Life Plus: ₦ 42,999Premium Life: ₦69,999The Boss Life: ₦140, 999
General Consultation
Yes
Specialist Consultation
3 per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
5 per annum
Travel Immunization
Yes
Chronic Conditions Management
No
Plain & Contrast X-Rays
Plain X-Ray only
Ultrasound Scans
No
Admissions in Hospital
General Ward
Admissions per Annum
15 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
No
Postnatal Care – 6 weeks
No
Neonatal Care
No
Family Planning Services
Yes
Routine (NPI) Immunization
No
Additional Immunization
No
Emergency Care
Yes
Emergency Ambulance Service
From hospital to hospital
Minor Surgeries
Limit: N120,000
Intermediate Surgeries
Limit: N120,000
Major Surgeries
No
Optical Care
No
Dental Care
No
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
No
Mental Health Services
Yes (30 days Max After 12 months)
Annual Wellness Check (After 9 months)
Yes Basic
Intensive Care, Neonatal ICU, Special Baby Care Unit
No
Infertility Investigation
No
Renal Dialysis
No

 

General Consultation
Yes
Specialist Consultation
4 per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
5 per annum
Travel Immunization
Yes
Chronic Conditions Management
No
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
General Ward
Admissions per Annum
30 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
After 18 months
Postnatal Care – 6 weeks
After 18 months
Neonatal Care
After 18 months
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
No
Emergency Care
Yes
Emergency Ambulance Service
From hospital to hospital
Minor Surgeries
Limit: N250,000 per person
Intermediate Surgeries
Limit: N250,000 per person
Major Surgeries
No
Optical Care
Limit: N7,500 per person After 12 months
Dental Care
Limit: N10,000 per annum After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
No
Mental Health Services
Yes (30 days Max After 12 months)
Annual Wellness Check (After 9 months)
Yes Basic
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 24 hrs ICU cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA After 12 months
Renal Dialysis
Yes (1 emergency session)
General Consultation
Yes
Specialist Consultation
6 per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
10 per annum
Travel Immunization
Yes
Chronic Conditions Management
After 24 months
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
Semi-Private Ward
Admissions per Annum
30 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
Yes, After 18 months Limits Apply
Postnatal Care – 6 weeks
After 18 months
Neonatal Care
After 18 months 
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
Yes 0 – 5 years
Emergency Care
Yes
Emergency Ambulance Service
From hospital to hospital
Minor Surgeries
Limit: N350,000 per person
Intermediate Surgeries
Limit: N350,000 per person
Major Surgeries
No
Optical Care
Limit: N10,000 per person After 12 months
Dental Care
Limit: N20,000 per annum After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
Yes
Mental Health Services
Yes (30 days Max After 12 months)
Annual Wellness Check (After 9 months)
Yes Advanced
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 3 days ICU cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA, Hormone Profile After 12 months
Renal Dialysis
Yes (2 sessions)
General Consultation
Yes
Specialist Consultation
10 per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
10 per annum
Travel Immunization
Yes
Chronic Conditions Management
After 24 months
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
Private Ward
Admissions per Annum
Unlimited stay
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
Yes, After 18 months Limits Apply
Postnatal Care – 6 weeks
After 18 months
Neonatal Care
After 18 months
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
Yes 0 – 5 years
Emergency Care
Yes
Emergency Ambulance Service
From hospital to hospital & roadside to hospital
Minor Surgeries
Limit: N750,000 per person
Intermediate Surgeries
Limit: N750,000 per person
Major Surgeries
Limit: N750,000 per person
Optical Care
Limit: N25,000 per person After 12 months
Dental Care
Limit: N50,000 per annum After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
Yes
Mental Health Services
Yes (30 days Max After 12 months)
Annual Wellness Check (After 9 months)
Yes Comprehensive
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 7 days ICU cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
Renal Dialysis
Yes (3 sessions)

 

Couple Plan

This is a special plan for a group of two persons, could be you and your partner.

It is services-packed with relationship targeted medical needs like prenatal, neonatal, postnatal, family planning, and infertility examinations.

The pricing for a year is ₦69,999 which is worth a good Avon HMO health insurance gift for you and the one you love.

The benefits covered are given in the table below:

General Consultation
Yes
Specialist Consultation
4 per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
5 per annum
Travel Immunization
Yes
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
General Ward
Admissions per Annum
30 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Pre-Marital Health Check up
Yes
Antenatal Care & Delivery
Yes
Postnatal Care – 6 weeks
Yes
Neonatal Care
Yes
Family Planning Services
Yes
Emergency Care
Yes
Emergency Ambulance Service
Yes
Minor Surgeries
Limit: N250,000 per couple
Intermediate Surgeries
Limit: N250,000 per couple
Dental Care
Yes, After 6 months
HIV/AIDS Treatment
Yes
Mental Health Services
Yes (30 days)
Annual Wellness Check (After 9 months)
Yes Basic

 

 

Avon HMO Family Plan

A special health insurance coverage for the family.

This Avon HMO plan category covers medical aid for a total of six family members, including you, your spouse and four children not older than 18.

Its has three different plans starting from its lowest of ₦171, 999 per year.

Below are the applicable benefits that comes with each of the Avon HMO family dedicated plans.

 

Life Plus: ₦171,999Premium Life: ₦ 279,999The Boss Life: ₦ 563,999
General Consultation
Yes
Specialist Consultation
4 sessions per person per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
5 sessions per person per annum
Travel Immunization
Yes
Chronic Conditions Management
No
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
General Ward
Admissions per Annum
30 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
Yes, After 18 months Limits Apply
Postnatal Care – 6 weeks
Yes, After 18 months Limits Apply
Neonatal Care
Yes, After 18 months Limits Apply
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
No
Emergency Care
Yes
Emergency Ambulance Service
Yes
Minor Surgeries
Limit: N250,000 per person
Intermediate Surgeries
Limit: N250,000 per person
Major Surgeries
No
Optical Care
Limit: N7,500 per person After 12 months
Dental Care
Limit: N10,000 per person After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
No
Mental Health Services
Yes (30 days) After 12 months
Annual Wellness Check (After 9 months)
Yes Basic
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 24 hrs ICU cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA After 12 months
Renal Dialysis
Yes (1 emergency session)
General Consultation
Yes
Specialist Consultation
6 sessions per person per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
10 sessions per person per annum
Travel Immunization
Yes
Chronic Conditions Management
Yes, After 24 months
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
Semi-Private Ward
Admissions per Annum
30 days
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
Yes, After 18 months 
Postnatal Care – 6 weeks
Yes, After 18 months
Neonatal Care
Yes, After 18 months
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
Yes 0 – 5 years
Emergency Care
Yes
Emergency Ambulance Service
Yes
Minor Surgeries
Limit: N350,000 per person
Intermediate Surgeries
Limit: N350,000 per person
Major Surgeries
No
Optical Care
Limit: N10,000 per person After 12 months
Dental Care
Limit: N20,000 per person After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
Yes
Mental Health Services
Yes (30 days) After 12 months
Annual Wellness Check (After 9 months)
Yes Advanced
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 3 days ICU cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA, Hormone Profile After 12 months
Renal Dialysis
Yes (2 sessions)
General Consultation
Yes
Specialist Consultation
10 sessions per person per annum
Lab Investigations
Yes
Prescribed Drugs
Yes
Physiotherapy
10 sessions per person per annum
Travel Immunization
Yes
Chronic Conditions Management
Yes, After 24 months
Plain & Contrast X-Rays
Yes
Ultrasound Scans
Yes
Admissions in Hospital
Private Ward
Admissions per Annum
Unlimited stay
Feeding on Admission
Yes
Drugs & Infusions
Yes
Antenatal Care & Delivery
Yes, After 18 months
Postnatal Care – 6 weeks
Yes, After 18 months
Neonatal Care
Yes, After 18 months
Family Planning Services
Yes
Routine (NPI) Immunization
Yes 0 – 5 years
Additional Immunization
Yes 0 – 5 years
Emergency Care
Yes
Emergency Ambulance Service
Yes
Minor Surgeries
Limit: N750,000 per person
Intermediate Surgeries
Limit: N750,000 per person
Major Surgeries
Limit: N750,000 per person
Optical Care
Limit: N25,000 per person After 12 months
Dental Care
Limit: N50,000 per person After 6 months
HIV/AIDS Treatment
Yes, After 12 months
Special Investigations
Yes
Mental Health Services
Yes (30 days) After 12 months
Annual Wellness Check (After 9 months)
es Comprehensive
Intensive Care, Neonatal ICU, Special Baby Care Unit
Yes 7 days ICU Cover
Infertility Investigation
Yes, Basic Invest. only USS, SFA, Hormone Profile, HSG After 12 months
Renal Dialysis
Yes (3 sessions)

 

 

About Avon HMO

Avon HMO has been in the health insurance business since 2012 when it got license from the National Health Insurance Scheme.

The health insurance company is from a family of businesses controlled by Heirs Holding, same conglomerate that houses United Bank of Africa, Africa Prudential, Transacorp Hotels to a lot others hence, a relationship with Avon HMO means being in a safe house.

With its national license type, a subscription form them can be used at any selected hospital nationwide.

Contact Address

Avon HMO Office Address

Lagos Office
97/101 Broad St,
Lagos Island, Lagos


Contact Phone Number

Avon HMO Contact Number

0700-277-9800, 01-277-9800

eMail Address

Avon HMO Email Contact

[email protected]

 

 

Avon HMO FAQs

How do I buy a plan from Avon HMO?

If you want to buy a plan from Avon health insurance, simply visit by clicking the button below:

What is Avon HMO?

A health insurance management company licensed by the NHIS to help you enjoy the benefits that come with the National Health Insurance Scheme.

If I pay today, can I get treatment at any hospital?

You will have to wait until the first day of next month if you made payment before the 20th of the current month.

This is to ensure the delivery of your Avon HMO ID card which qualifies you for service redemption.

I am above 60 years, can I be a beneficiary?

All premiums are to be made in favour of someone not older than 60 years of age.

If you are above this age group, there is no coverage for you.

How soon will my account be created if I register?

Account creation to gain access to the dashboard takes minutes once you have filled and submitted the necessary information required at sign up.

What are all the benefits and illness coverage that comes with all the plans?

We have provided the applicable benefits and limits that come with each of the Avon HMO plans.

If you want to see more especially the terms and conditions, visit the plans and pricing page.

Do I need to call Avon HMO to redeem medicals at the hospital?

You do not need to call to get medical care at the hospital once you have your ID card.

Always endeavour to visit the health centre with your identification card provided to you by Avon HMO.

How do I see the list of hospitals I can go to?

Avon HMO has a network of over 400 hospitals in Nigeria.

To view a list of partnering providers you can redeem services, visit the hospital page to search.

Does Avon HMO allows monthly payment?

As at now, there is no monthly payment option for any of the plans just as most of the health insurance management companies.

If you want a flexible monthly option, consider a plan from Reliance HMO.

What is telemedicine and can I get that with Avon HMO?

This allows you to conveniently communicate with medical personnel from anywhere without the need for a physical hospital visit.

All you need is a smartphone or computer-enabled with an internet connection.

Avon HMO does not provide telemedicine directly but they might have partnerships with third parties that can allow you to access that service.

Consider checking with them through their customer support channels.

How do I download the Avon HMO mobile app?

There is no mobile application available.

How do I purchase for my company?

Avon HMO has a package that covers the need for small to big businesses.

You can get by speaking with the company using the customer centre contact number.

Health insurance is handled by my employer, can I change to Avon HMO?

Company subscriptions come with ease when it comes to remittance as well as co-relationships between the current HMO provider and your company.

But if your current health insurance handler is not providing good service, you can have a discussion with the department that handles your HMO subscription about changing it to Avon HMO.

 

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