Based on research and not influenced
This is based on rigorous research, testing and not influenced by our earning potentials.

How to send money from Nigeria to Kenya

You can send money from Nigeria to Kenya, thanks to the array of platforms that allow easy remittance to mobile money and bank accounts.

Oftentimes, you will require the services of someone in Kenya but a lack of knowledge of these means of payment makes this impossible to achieve.

Sending money from Nigeria to Kenya has been made easy with the following applications and money transfer service providers.

How to send money from Nigeria to Kenya

Below are the platforms and apps to send money from Nigeria to Kenya:

Changera App

Changera

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This is a FinTech platform that allows users to send and receive payments in several currencies. With the Changera app, you can easily send funds from Nigeria to Kenya.

Just a few simple steps and the transfer is done. You can download the app on your mobile device via your phone’s PlayStore or AppStore app, install the app and verify your account with the required identification documents.

The Changera app is user-friendly and convenient to use with several financial features available on the app. You can make payments directly from the unique map option on the application. The app also provides you with information concerning the exchange rates and any other additional fees you will be required to pay when you make transfers. To send funds to Kenya from Nigeria on the Changera app, sign in to the account, click on the transfer button and enter the required details as well as the recipient’s details, the amount you want to send, and the transfer method you want to use. Follow the instructions to complete the transaction and track your transactions to ensure the funds get to the recipient.

Barter

Barter

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This is another digital platform that enables you to send funds directly to Kenya. This is termed as one of the quickest ways to send money from Nigeria to Kenya at reasonable exchange rates.

If you want to send money from Nigeria to a Kenyan Mpesa account, this platform gives you that option as it allows settlement to mobile money wallets.

You can get the app on your phone PlayStore or AppStore, install and sign up after verifying your identity. Log into the app to send money from Nigeria to Kenya, click on the send button on the app’s dashboard, and you will be required to fill in details such as the amount to be sent(the exchange rates and conversion fees will be visible depending on these details), transfer method, recipient’s details, etc.

Follow the prompts to complete the transaction. 

 

paypal

PayPal

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This is another online platform to send money from Nigeria to Kenya. PayPal is reliable when it comes to financial transactions.

You can download the app on your phone or simply visit the website, sign up and provide the necessary documents to create an account. On the app, click the send money button, provide the required details such as their email address and enter the amount you want to send.

Paypal is a well-known remittance service provider and it allows residents in Nigeria to send money to any country where receiving is available.

Western Union 

Western Union

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This is another method to send money from Nigeria to Kenya. It is a foreign money transfer service that allows users to send and receive funds all over the world.

To use the Western Union, the requirements are a valid means of identification, the Money Transfer Control Number(MTCN), sender’s details, recipient’s details, the amount you want to send, the fees charged on the transfer, and the money is sent out immediately to the recipient. The recipient in Kenya, therefore, receives the funds in their local currency which is KES.

Afriex

afriex

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Afriex is an electronic money transfer app that allows users to send and receive money in Nigeria and other countries.

With as little as a $1 deposit, you can send money anywhere with the help of the Afriex platform. This app is a multi-currency digital app that makes it easy for users in Nigeria to send funds to their loved ones and anyone in Kenya. To send money to your recipients in Kenya, you have to follow the following steps;

Tap on the $ sign at the bottom of the homepage

Select the Kenya flag at the top right part of the page and choose your preferred currency

Enter the amount you want to transfer and tap on the send button

Search for the user to whom you want to send money by putting their username in the space provided

Type in a description of the funds for reference purposes

Confirm the transaction and your funds will be sent to the receiver.

Afriex does not charge users for transfers however you can only transfer up to a limit of $5000 (or its equivalent in Naira).

 

Transfy

Transfy

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Transfy is also a digital money transfer platform on which you can send funds to your loved ones, business partners, or employees in Kenya.

It provides a fast and reliable platform to make the transfer of funds convenient for you. One good thing about Transfy is you can transfer as little as $1. They charge low transaction fees and offer a reasonable and attractive exchange rate for transfers to other countries.

However, since you are sending money from Nigeria to Kenya which is a transaction between two countries, the transaction or transfer fees may differ depending on the amount you want to transfer.

Bitsika

Bitsika

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This multi-service app is another digital money transfer app that allows users to send and receive money internationally.

Bitsika can be used by Nigerians to transfer funds to their loved ones in Kenya. All you have to do is download the app, verify your identity and create an account then link your debit card to the app.

Transfer funds by clicking send/transfer button on the app. Fill in all the required details including the recipient’s details and the amount you want to transfer, follow the prompts and complete the transactions.

Africash

United Bank for Africa

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Africash is a money transfer application that allows you to send money from Nigeria to Kenya using United Bank for Africa. You can send and receive money from several countries at low fees and competitive exchange rates where UBA is present. Africash believes that providing a secure and fast money transfer service can help promote the economy and standard of living of millions of individuals. Thus, the app allows individuals in Nigeria to send money to their loved ones, friends, business partners, employees, and others in Kenya. This has helped to save several individuals from the struggles of searching for how to get money across to their acquaintances in Kenya.

To send money via Africash, visit any of the UBA branches and ask for the service. You will be provided with the details and the request form where you will be required to provide the sending instructions and details of the recipient.

Eversend

Eversend

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Eversend is one of the multi-currency platforms where you can also send money from Nigeria to Kenya. provides services geared towards easy financial access, from payments to shopping to currency exchanges to funds management. Eversend is like a virtual one-stop shop for most of your financial needs.

It offers a platform to securely and conveniently transfer funds from Nigeria to Kenya at good exchange rates. To send money with the Eversend app, log into the app and click on the “send” button, select “Eversend” from the options at the top, add the beneficiary (if they are not already on your list), enter the amount you want to transfer and the payment method you want to use. Follow the instructions to complete the transfer transaction.

Rapidtransfer

Rapidtransfer

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This is an online payment platform created by Ecobank that enables users to transfer or send funds from Nigeria to Kenya quickly and conveniently.

The RapidTransfer app allows you to use your mobile phone to send money seamlessly to your loved ones in Kenya. All you need to do is download the app, verify your account and identity then start the transfer process by clicking on the send/transfer button. Provide all the details necessary to ensure the successful completion of the transfer process.

You can also visit any Ecobank branch and fill out a “transfer” form to send money to Kenya using the RapidTransfer platform.

 

YellowPay

Yellowpay

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This is a virtual African money app that enables users to transfer and receive money from more than 10 African countries including Kenya and Nigeria.

The platform utilizes the blockchain and offers you a safe way to send money abroad. In addition, YellowPay offers users the good option to send funds across Africa.

All you need to do is download the app or visit the website, sign up and create an account. Provide a valid means of identification to verify your identity and log into your account. Fund your YellowPay account with your local currency (Naira) and transfer the money you want to send by following a few steps.  Click on the send button, select Kenya as the country of destination, and input the amount and any other details required to confirm your transaction.

 

 

Sending money to other countries might be difficult for people who have no idea how to go about it. The list above gives you an idea of how to make transfers from Nigeria to your loved ones, relatives, and other individuals to whom you want to send money in Kenya.

Halimah Idris
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