I-invest is your destination if you are all about flexibility in investments, especially with assets like treasury bills, Eurobonds and alike.

I-invest connects you with a large array of investment products and facilitates the purchase of securities and other financial instruments among clients without the aid of a broker.

With I-invest, you can conveniently buy and trade financial instruments from the comforts of your home. No joining of long queues at banks or sorting out excess paperwork.

The platform also offers necessary investment information to guide you toward achieving your financial goals and objectives.

I-invest

Minimum

₦100

Rating

(4.5 / 5)

GOTO SITE

I-invest is an online investment, trading and savings platform that aids the financial growth of its clients.

I-invest consists of several financial instruments such as Treasury bills, commercial paper, etc.

It is necessary to upload the required documents such as your evidence of address, and a government-issued ID card.

The platform does not require the use of a broker for transactions to be completed.

The minimum holding period on I-invest is 30 days.

The minimum amount to invest in Treasury Bills is ₦10,000.

PROS

I-invest allows investors to grow financially by investing in a wide range of financial instruments.
It is easy and convenient to use.
There is no need for paperwork, or long bank queues and does not require a broker.
It is less time-consuming.
Regardless of which bank the client uses, the I-investng products are still accessible to them.
You can start saving with as little as ₦100

CONS

You can only liquidate your investment after a minimum holding period of 30 days
Most of the products require adequate knowledge about them hence, investing without proper analysis might result in unwanted situations.
For fixed deposit accounts, the minimum you can deposit is ₦100, 000.
Withdrawals on its savings product are limited to once in every quarter

PRODUCTS AVAILABLE ON I-INVESTNG

TREASURY BILLS: these are short-term debt instruments issued by the Federal Government to the public to allow investors to invest and earn interests. They are tax-free fixed-income investment options guaranteed by the Federal Government.

However, in the event that the Government does not pay, the Central Bank of the country settles the investors. You can only terminate your treasury bills investment after a holding period of 30 days.

Termination before maturity will attract a 30% penalty of the interest earned on your investment. The principal amount will not be charged.

EUROBONDS: this is another fixed-income security (debt instrument) available on I-Invest. These Securities are denominated in a different currency from the local currency of the country where you purchased them.

In Nigeria, you would need to fund your I-invest wallet with dollars to be able to purchase the Eurobonds. It is also important to note that Eurobonds are held till maturity, you can not terminate them at an early period.

EQUITIES: these are shares or stocks issued to investors by a company. It does not have a fixed rate of interest. Shares listed on the I-invest equity trade reflects the prices displayed on the Nigerian Stock Exchange. You can also decide to sell your equity (shares) anytime, however, a 3 days waiting period is required before you receive value.

FIXED DEPOSIT: this involves funding your I-invest account with a fixed amount of money for a fixed period and for a fixed rate of interest. The minimum to invest in a fixed deposit account on your I-Invest is ₦100, 000.

COMMERCIAL PAPERS: these are short term debt instruments issued by corporate organizations to get funds from the public. Funds are provided by investors who are interested in purchasing it on a discounted basis. Also, the interest earned is exempted from tax charges.

I-INVEST SAVINGS: the savings plan on I-invest offers clients a high-interest savings plan where they can save daily, weekly and monthly or a one-off lump sum. The minimum savings on this plan is ₦100. All withdrawal is set to the first of every Quarter to ensure good financial discipline among the users.

FEATURES OF I-INVEST

I-INVEST provides you with an array of investment options in a one-stop financial store/platform.

The investment products on I-Invest include treasury bills, equities, Eurobonds, and commercial papers.

You do not incur any additional charges on I-invest.

I-invest enables you to pay for bills such as utility bills, electricity, purchase airtime and other value-added services.

With as little as ₦100, you can begin your savings journey on I-Invest.

I-INVEST FAQs

IS I-INVESTNG SAFE AND SECURE?

Yes. I-invest is safe and secure.

WHAT ARE THE REQUIRED DOCUMENTS TO REGISTER ON I-INVESTNG?

The required documents include passport photographs, Government issued ID cards such as National ID, Drivers license, International Passport, or a voters card. Any of these cards will be sufficient.

Evidence of address and KYC documents are also required.

HOW DO I SEND THE REQUIRED DOCUMENTS?

You just need to snap the documents and upload them on the app.

HOW WILL YOU KNOW IT IS MY ADDRESS?

Your address will be verified to make sure the address on the documents matches the registered address.

HOW CAN I FUND MY WALLET?

You can either transfer directly into the I-invest mobile account via Sterling bank using the account number 0066500408 or You can use your debit card on the I-invest app. You can also walk into the bank and request an Ebills payment, input your I-invest ID and make payments.

HOW DO I INVEST IN ANY OF THE PRODUCTS ON I-INVESTNG?

All you need to do is go to your dashboard and select from the list of available products. Enter the amount, confirm the transaction and your investment journey commences.

CAN I MAKE TRANSFERS TO OTHERS?

You can make 3rd party transfers to your friends and family from your wallet to their wallets only if they have an I-investNG account. In the case of bank accounts, you can only make transfers to an account linked to your BVN.

HOW CAN I WITHDRAW FROM MY I-INVEST ACCOUNT?

The first step is to ensure your KYC documents are updated and verified. Input your bank account details and the amount you wish to withdraw. Fill in the answer to your secret question and confirm transactions by following the prompts to complete the withdrawal process.

WHAT ARE SECRET QUESTIONS?

These are questions the platform requires you to answer when you want to make a withdrawal from your account. They are termed secret questions because the answers should only be known to you. Ideally, you should be the only person who can answer your secret questions. This allows the app to secure your details and to be certain you are the one making the transactions.

ARE MY STOCK DIVIDENDS EXEMPTED FROM TAX?

No. There is a withholding tax of 10% applicable to payments of dividends in Nigeria. This tax is deducted by the company invested before the dividends are shared with the shareholders.

HOW CAN I PURCHASE EQUITIES ON MY I-INVESTNG APP?

Go to your dashboard, under Menu Select Equities. Find the company you wish to invest in, fill in the number of share units you wish to buy, and follow the prompts to complete the transaction.

HOW CAN I SELL MY EQUITIES? ?

On the Menu, Go to the Portfolio tab, and select Equities. Click on the Equity you wish to sell and fill in the number of Share units you want to sell then complete the transactions.

WHEN CAN I BUY EQUITY ON THE APP?

You can always purchase Equity whenever you wish to, however, it is important to note that orders are only processed on working days between the time range of 10 am and 2:30 pm.

WHAT IS THE MINIMUM PERIOD OF TIME TO LOCK IN YOUR INVESTMENT ON FIXED DEPOSIT ACCOUNT?

The minimum period of time to lock in your funds in a fixed deposit account is 30 days and the Maximum days can be up to 365 days.

WHAT HAPPENS IF THE OWNER OF A FIXED DEPOSIT ACCOUNT DIES?

In the event that the fixed deposit account depositor dies, the money can be claimed by the designated nominee on maturity.

IS MY BANK ACCOUNT DETAILS REQUIRED?

Your account details are needed for e-dividends payments. This account must be linked with your BVN. Else, payments will not be made to it.

CAN I BUY EQUITY WITHOUT UPLOADING KYC DOCUMENTS?

No, you can not. KYC documents are required to be uploaded and successfully verified before you can make a purchase of an Equity on I-Invest.

WILL MY INVESTMENTS BE SAFE IF I LOSE MY PHONE??

Yes, the money on your app is safe. However, it is advisable to take the following steps in the event of a stolen or lost phone:

Download and install the app on another device, log in with your already given details then go to settings.

Click on change my password and change your password.

You can also check your transaction history to be certain everything is in place and you can notify I-investng via [email protected] in case of any unusual activity on your account.

HOW CAN I CONTACT I-INVEST?

You can visit their website for any information at [email protected] or call them on +23417004000. You can also visit their office at 22A Udi Street, Osborne Foreshore, Ikoyi, Lagos.

I-invest provides an array of investment products that enable its clients to match products to their investment needs, enabling you to grow your wealth in style.